With its three-tiered software solution, Break Analytics enables you to set your clients on a smooth course through retirement and beyond. Our tools help you meet your fiduciary responsibility by leveraging thousands of variables and simulating billions of scenarios to assist your client in making informed financial decisions that are in their best interest based on their unique situation.
Rise
Provides classic retirement planning solutions at its best.
Crest
Delivers advanced distribution planning with a more holistic approach.
Epic
Offers our most sophisticated retirement, estate, generational and philanthropic planning tools.
| Significant features include: | Rise | Crest | Epic |
|---|---|---|---|
| Smooth Inherited IRA distributions | X | X | X |
| Gross distributions | X | X | X |
| Year-by-year entry for all account activity and assumptions | X | X | X |
| Legacy planning | X | X | X |
| Income tax calculation | X | X | |
| Net spending needs | X | X | |
| Three different inflation rates (IRS, Social Security Income, Real) | X | X | |
| Optimization retirement account distributions | X | X | |
| Comparison using indexed universal life insurance (IUL) | X | X | |
| Estate tax calculation | X | ||
| Income in Respect to Decedent (IRD) recovery on Inherited IRA | X | ||
| Gifting and charitable philanthropic scenarios | X | ||
| Client’s optimized wealth picture | X |
Purchase Crest and Rise is included. Purchase Epic and Rise and Crest are included.
Efficient Client Input
Our easy to navigate interface allows you to quickly click through to the desired modules ensuring efficient preparation for client meetings, whether they’re conducted in-person or via call.
Covering the Fundamentals
Rise allows you to quickly enter your client’s information and requirements while enhancing their experience with visually pleasing illustrations. Essential calculation modules in Rise include RMDs for IRA owners and beneficiaries (pre and post 2020), Roth conversions and Substantially Equal Periodic Payments (SEPPs).
Adaptability for Customization
The ability to incrementally adjust inputs or smooth distributions enhances your capacity to refine your client’s retirement plan using our advanced platform, Crest. Building upon Rise, Crest introduces strategic approaches such as managing Inherited IRAs distributions and Roth conversions by modeling the optimal path through the tax system based on your client’s particular situation.
Navigating ‘What-If’ Scenarios
Epic will be your essential tool for steering your clients through retirement wealth planning and tackling their unique concerns. Combining Rise and Crest’s best features with advanced optimization capabilities, Epic simplifies complex retirement wealth plans. Show your clients the impact of today’s retirement wealth planning choices and their financial future through gifting and asset protection modeling.
