Choose Your Plan
- ❖ Owner RMD illustrations — Uniform Lifetime and Joint and Last Survivor Tables
- ❖ Inherited IRA planning — Traditional and Roth, with Distribution Smoothing™
- ❖ Gross distribution projections, year by year
- ❖ Roth conversion modeling — Bracket Ride, Conversion Smoothing™, and Custom Conversions
- ❖ Extended (Stretch) IRA modeling — Traditional and Roth
- ❖ SEPP 72(t) modeling — complex IRC calculations, precisely modeled
- ❖ Adjustable inflation rates — tax brackets, Social Security, IRMAA, and real-world rates
- ❖ Roth conversion strategies — client-defined optimization goals, modeled by Break Analytics
- ❖ QCD modeling for charitable distribution strategies
- ❖ Inherited IRA distribution planning with income tax impact modeling
What’s the Difference?
For firms that need precise, client-ready IRA illustrations. RISE models owner RMDs, Inherited IRA distributions, stretch IRA strategies, and SEPP 72(t) — gross distribution projections. Roth conversion modeling includes net tax calculations.
For firms that need deeper financial planning analysis. CREST adds income tax projections, adjustable inflation rates, and QCD modeling across owner and spouse RMDs, Inherited IRA distributions, and Roth conversions — so advisors can show clients their estimated after-tax outcome of each distribution decision.
Purchasing 20 or More Licenses?
We offer enterprise licensing for firms and white label partners with 20 or more advisors. Call 800.766.7327 or email sails@fincw.com to learn more.
We’ll walk through a client illustration live — so you see exactly what Break Analytics produces before you purchase.